HOW Companies

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DOCUMENTS

LIQUIDATION DOCUMENTS

Application for Orders Setting Hearing on Plans of Liquidation for HOW Insurance Company

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Order Setting Hearing on Plans of Liquidation for HOW Insurance Company

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Order Approving Plans of Liquidation (June 13, 2005)

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Report of Deputy Receiver  (June 12, 2008)

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Notice Letter of Claims Bar Date (July 7, 2008)

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Notice Letter of Claims Bar Date Ineligible Builders (July 7, 2008)

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Proof Of Claim Form (July 7, 2008)

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Proof Of Claim Instructions ( July 7, 2008)

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Affidavit for additional percentage payments

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HOWIC Privacy Policy

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Update Regarding Implementation of Plans of Liquidation for the HOW Companies

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HOME OWNERS REPORT

Report to Home Owners, Member Builders, Creditors,
and Other Interested Persons

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QuickLink: How to File a Claim

DIRECTIVES VIEWS
   
First Directive View on-line

The first directive was signed by Deputy Receiver, Steven T. Foster, on November 29, 1994.

Second Directive View on-line

The second directive was signed by Deputy Receiver, Steven T. Foster, on January 23, 1996.

Third Directive View on-line

The third directive was signed by Deputy Receiver, Alfred W. Gross, on December 28, 1998.

Fourth Directive View on-line

The fourth directive was signed by Deputy Receiver, Alfred W. Gross, August 13, 1999.

Fifth Directive View on-line

The fifth directive was signed by Deputy Receiver, Alfred W. Gross, November 14, 2000.

Sixth Directive View on-line

The sixth directive was signed by Deputy Receiver, Alfred W. Gross, August 5, 2005.

Seventh Directive View on-line

The seventh directive was signed by Deputy Receiver, Alfred W. Gross, June 12, 2008.

Eighth Directive View on-line

The eighth directive was signed by Deputy Receiver, Jacqueline K. Cunningham, March 2, 2015.   

Ninth Directive View on-line

The ninth directive was signed by Deputy Receiver, Jacqueline K. Cunningham, July 23, 2015.   

The following policy documents are in Adobe Acrobat format. Please download the Adobe Acrobat reader if necessary, by clicking on the button to the left, in order to view/print these documents.

Policies

The policies contained in this web site are exact duplicates of specimen policies issued by the HOW Companies before those entities were placed in permanent receivership on October 14, 1994. The Deputy Receiver disclaims any responsibility for missing or inaccurate information contained in those documents. These policies have been included in the HOW Companies’ web site as a convenience only. In order to obtain coverage for a covered defect in a particular home, a claimant must establish that the defect is covered by an active policy in accordance with policies and procedures established by the Deputy Receiver.

If your home was built after May of 1986 and you would like to review the specimen policies that could apply to your home, please see the HOW 500 series that are listed below. During September of 1994, the HOW Companies began to issue a new product covering some of the homes enrolled in the HOW Program that offered 10-year coverage for new homes. Therefore, if your home was built after August of 1994, please contact the HOW Companies if you are not certain whether your home is covered under the HOW 500 series or the new product. You may also contact the HOW Companies if you desire additional information concerning the new product.

If your home was remodeled after August 1986 and you would like to review specimen policies that could apply to your home, please see the HOW 800 series that are listed below.

HOW 500 III, Rev. 6/86
Applies to homes built during or after June 1986 but before September 1987
HOW 500 III, Rev. 9/87
Applies to homes built during or after September 1987
HOW 800, Rev. 9/86
Applies to homes that were remodeled during or after September 1986 but before August 1987
HOW 800, Rev. 8/87
Applies to home that were remodeled during or after August 1987 but before June 1989
HOW 800S-P, Rev. 6/89
Applies to homes that were remodeled during or after June 1989


 


Last modified: June 27, 2017